Best Nepali Mortgage Broker in Australia
How Rajesh Kandel is Helping the Nepali Diaspora Build Wealth in Australia
đ± Call: 0431 790 889
đ§ Email: raj@everesthomeloans.com.au
đ Visit: everesthomeloans.com.au
Are you a Nepali living in Australia with dreams of owning your own home or building a property portfolio?
For many in our community, the "Australian Dream" is about more than just having a roof over our heads. It is about stability, success, and building a legacy for our children. But navigating the Australian banking systemâwith its complex jargon, visa restrictions, and constantly changing interest ratesâcan feel like climbing a mountain without a guide.
Meet Rajesh Kandel, the Director of Everest Home Loans and a trusted name among thousands of Nepali families across Australia.
More than just a mortgage broker, Rajesh is an Investment Loan Strategist who understands the unique journey of the Nepali diaspora. Whether you are a nurse in Sydney, an IT professional in Melbourne, a chef in Hobart, or working in the mines in Perth, Rajesh brings expert financial guidance directly to your screen with free online consultations.
Who is Rajesh Kandel?
Since 2015, Rajesh has been a pillar of support for the South Asian community in Australia. With over 1,500 satisfied clients and more than 450 5-star reviews, he has earned a reputation for honesty, transparency, and results.
Rajesh is not just "another broker." He holds Platinum Broker status with major banks like Commonwealth Bank and Westpac, and is a Premium Access Broker with NAB. This elite status means he often gets faster turnaround times and priority service for his clientsâa massive advantage in a competitive property market.
The "Investment Strategist" Difference
Most people think a mortgage broker just finds you a loan. Rajesh takes a different approach. He acts as a long-term wealth partner.
For the Nepali community, who often have a strong culture of saving, Rajesh advises on how to turn those savings into growing assets. He doesn't just look at what you can borrow today; he structures your loan so you can grow tomorrow.
Understanding the Strategy: The "Leapfrog" Method
Many of Rajesh's clients start with one home and eventually buy investment properties. Rajesh uses a strategy often called "Equity Release" to help families buy their second property without needing a massive new cash deposit.
How it works:
- Home A (Your House): value increases over time.
- Equity Release: We unlock the "usable equity" from Home A.
- Deposit: This equity becomes the deposit for Investment Property B.
- Result: You now own two assets growing in value, with the tenant helping pay off the second loan.
Serving the Nepali Diaspora: All Cities, All Suburbs
No matter where you are in Australia, expert advice is just a Zoom call away. Rajesh serves clients in all major states and regional hubs:
- Victoria (VIC): From the bustling streets of Coburg and Preston to the growing estates of Craigieburn, Tarneit, and Clyde North.
- New South Wales (NSW): Helping families in Rockdale, Auburn, Blacktown, and the rapidly growing Oran Park corridor.
- Queensland (QLD): supporting the migration to Brisbane, Gold Coast, and Logan.
- Other Major Hubs: Adelaide, Perth, Canberra, Darwin, and Hobart.
Why the Nepali Community Trusts Rajesh
1. No Language Barriers
Finance is hard enough. Itâs even harder when you are trying to translate terms like "LMI," "Offset Account," and "Fixed Rate" in your head. Rajesh speaks fluent Nepali, Hindi, Urdu, Punjabi, and English. He explains the fine print in the language you are most comfortable with, ensuring you are never left in the dark.
2. Visa & PR Expertise
Many brokers panic when they see a temporary visa. Rajesh specializes in them. Whether you are on a 482 (TSS), 491 (Regional), or a Permanent Resident (PR) visa, Rajesh knows exactly which of the 35+ lenders on his panel will approve your loan.
3. The "Online Free Consultation" Model
You don't need to take a day off work to drive to an office. Rajesh offers 100% free online consultations.
- Evening & Weekend Appointments: Because hard-working Nepalis don't always work 9-to-5.
- Screen Sharing: He walks you through the calculations live on screen, so you see exactly what your repayments will be.
Book an appointment with our Finance Broker/CEO for expert guidance on home loans, refinancing, investment properties, and more.
Kandel & Co Pty Ltd t/a Everest Home Loans is an Authorised Credit Representative â 506833, and Rajesh Kandel is an Authorised Credit Representative number â 476341 of Connective Credit Services Pty Ltd ABN 77 161 731 111 (Australian Credit Licence No.389328).