Offset Calculator

An Offset Calculator helps you estimate how much interest you can save and how quickly you can pay off your home loan by using an offset account. An offset account is a transaction or savings account linked to your mortgage, where the balance reduces the loan amount on which interest is calculated.

Home Loan Offset Calculator

Enter your details

Loan Amount

Interest Rate (%)

Loan Term (years)

Repayment Frequency

Enter your Offset Account details

Offset Account Balance

View your results

Monthly Repayment

$2,398.20

Interest Saved

$87,729.59

Time saved

3 years

Revised time

27 years

Loan Balance Chart

Note: The information provided by the calculator is intended to provide illustrative examples based on stated assumptions and your inputs. Calculations are meant as estimates only and it is advised that you consult with a mortgage broker about your specific circumstances.

Looking for Genuine Home Loan Consultation?

Book an appointment with our Finance Broker/CEO for expert guidance on home loans, refinancing, investment properties, and more.

Consult with Home Loan Expert

At Everest Home Loans, we are more than just a mortgage broker. We are your dedicated partners on your journey to homeownership.

Explore

Contact

0431 790 889

03 9005 3955

raj@everesthomeloans.com.au

35 Captain Pearson Drive,

Mickleham VIC 3064

Subscribe

Sign up for our latest news & articles. We won’t give you spam mails.

Newsletter Signup

Kandel & Co Pty Ltd t/a Everest Home Loans is an Authorised Credit Representative – 506833, and Rajesh Kandel is an Authorised Credit Representative number – 476341 of Connective Credit Services Pty Ltd ABN 77 161 731 111 (Australian Credit Licence No.389328).

Site by Oncursor

Floating Contact Button

+61431 790 889

Send WhatsApp Message

Call Us